Starts Rs. 9 Per day
Get Rs. 50 Lakh cover
Fire insurance is a form of property insurance that safeguards against losses and damages arising from fire or other covered peril.
The Bharat Griha Raksha Policy is a specialized fire insurance solution designed to cater to the unique needs of homeowners in India. This policy extends beyond standard fire coverage to offer comprehensive protection against various perils that can threaten your home.
Enjoy the convenience of a single policy that covers a wide range of perils, simplifying your insurance needs.
This policy is specifically designed with the unique risks faced by Indian homeowners in mind.
Get peace of mind knowing that you're protected against fire, natural disasters, theft, and personal accidents.
Count on our dedicated team to assist you throughout the claims process and provide support when you need it most.
There are 3 plans under Fire and burglary insurance according to the required sum insured amount of the customer.
This plan is suitable for customers seeking coverage for a sum insured amount of up to Rs 5 Crores.
> 5 Crore
Designed for customers requiring coverage for a sum insured amount ranging between Rs 5-50 Crores.
5 to 50 Crore
This plan is suitable for customers seeking coverage for a sum insured amount exceeding Rs 50 Crores.
50 Crore <
This includes coverage for damage to the physical structures of the industrial facility, such as buildings, warehouses, machinery, equipment, and inventory. The insurance may also extend to cover other assets like furniture, fixtures, and electronic equipment.
Fire insurance may provide coverage for the loss of income and additional expenses incurred during the period when the business operations are interrupted or temporarily shut down due to fire damage. This helps the industry to recover and continue its operations without severe financial losses.
The policy may cover the cost of repairing or replacing damaged or destroyed property and equipment, including the cost of labor and materials required for restoration.
In many cases, fire can cause secondary damage from smoke and water used in firefighting efforts. Fire insurance may cover the cost of repairing or replacing items affected by smoke and water damage.
Fire insurance policies may include coverage for the removal of debris resulting from a fire incident. This helps clear the site and facilitates the rebuilding process.
Some policies may cover the expenses incurred by the fire department in responding to the fire and mitigating the damage.
Protection for the structure of your property, including the main building, walls, roof, and attached structures, against fire damage.
Coverage for your belongings, such as furniture, appliances, electronics, clothing, and other personal items, that are damaged or destroyed by fire.
Reimbursement for temporary living arrangements if your home becomes uninhabitable due to fire damage, including expenses for accommodations, meals, and other necessary costs.
If you are a landlord and your rental property becomes uninhabitable due to fire damage, this coverage can reimburse you for the lost rental income during the repair or rebuilding period.
Coverage for legal expenses and damages if you are held responsible for fire damage to someone else's property or if someone is injured in a fire on your premises.
Note: Remember that the specific coverage details may vary depending on the insurance provider. It’s advisable to review the policy documents for precise information about coverage.
Intentional fire-setting or fraudulent activity.
Extended periods of vacancy.
Damage caused by war or terrorism.
Damage from nuclear reactions or radiation.
Gradual deterioration or neglect.
Indirect or business interruption losses.
Fire damage resulting from illegal acts.
Certain high-risk properties or violations.
Note: Remember that the specific coverage details may vary depending on the insurance provider. It’s advisable to review the policy documents for precise information about coverage.
Visit our partners,shoes – leaders in fashionable footwear!
Quick Links
Connect on WhatsApp